Tosh & Associates :: Premier Bay Area Real Estate Appraisal
Tosh & Associates :: Premier Bay Area Real Estate Appraisal

Chief Appraiser - Dan J. Tosh, PhD, JD, MBA, SCREA

Dan Tosh founded Tosh & Associates in 1985 and has been an appraiser since 1974.  Dr. Tosh is a Certified General Real Estate Appraiser licensed in the State of California.  He holds Ph.Ds in economics from Cranston University and Canterbury University and a Juris Doctorate from Novus Law School. Among his many experiences, he was a contract auditor for FSLIC, an underwriter, vice chairman of a savings and loan, an executive vice president of a bank, a vice president of secondary marketing, a chief appraiser for two different mortgage companies and was a member of the US Services League.



2011 – Present     McKissock Instructor – USPAP and other courses

1985 – Present     Chief Appraiser, Tosh & Associates

1994 – 1995         Executive Vice President, CFO Atlas Capital Funding

1987 – 1995         Chief Appraiser, First Franklin Financial Corporation

1986                    Senior Appraiser, Mortgage Loans America

1985 – 1986         Vice Chairman, Stanford Savings & Loan

1984                    Executive Vice President, Delta Pacific Bank

1983 – 1984         Senior Underwriter/Production Mgr, Santa Clara Savings

1980 – 1984         Executive Vice President, AFS Mortgage

1974 – 1980         Fee Appraiser, William Fawcett Appraisal Services

1972 – 1974         High School Teacher, Samoana High, American Samoa

1971                    Honorable Discharge, United States Marine Corps.

Other Experience and Licenses:

  • 1985 Contract Federal Auditor with FSLIC

  • Certified General Real Estate Appraiser CA #AG001721

  • AQB Certified USPAP Instructor #10844

  • Deputy Director Local SEIU #521 UTWA

  • Disabled Veterans Business Enterprise #41243

  • Real Estate Broker #01188442

  • Member IBA (International Bar Association) #1017242


  • 2003 Canterbury University, Ph.D. – Economics (foreign degree)

  • 2003 Awarded Professorship Canterbury University (foreign degree)

  • 2006 Novus University School of Law - BSL

  • 2006 Novus University School of Law - JD

  • 2007 Adjunct Professor Novus Law School

Canterbury University was established in 1974 in Hyde-Cheshire, Manchester, United Kingdom and is an independent university that delivers various specialized scientific courses through distance learning. Canterbury University is governed by the British Law of Private Universities issued in England in 1988. Moreover, the university complies with the British Educational regulations and has obtained ISO 9001 in July 1994. Our... university is certified by the Colleges Union Council in Ireland and internationally certified according to the
International law of the Hague Convention on October 5, 1961 through UNESCO (United Nations Educational, Scientific and Cultural Organization). Further, our university is recognized in many countries around the world without any requirements. Thus, the certificate issued by our university is certified by the US Secretary of States, Irish Foreign Ministry and Embassies in these countries.

The university is recognized in 87 countries in the world including but not limited to (Albania, Andorra, Argentina, Armenia, Australia, Austria, Azerbaijan, The Bahamas, Barbados, Belarus, Belgium, Belize, Bosnia and Herzegovina, Botswana, Brunei, Bulgaria, China, Colombia, Croatia, Cyprus, Czech Republic, Ecuador, Salvador, Egypt, Estonia, Fiji, Finland, France, Germany, Greece, Honduras, Hungary, Island, India, Ireland, Italy, Japan, Kazakhstan, Latvia, Liberia, Liechtenstein, Lithuania, Luxemburg, Malawi, Malta, Morehouse, Mexico, Moldova, Monaco, Namibia, Netherlands, New Zealand, Norway, Panama, Poland, Portugal, Romania, Russian, Samoa, San Marino, Serbia, Slovakia, South Africa, Spain, Surinam, Sweden, Switzerland, Macedonia, Trinidad and Tobago, Turkey, Ukraine, United Kingdom, United States of America and Venezuela.)

Novus University is an accredited college; however, no college of distance learning is approved by the ABA.

Continuing Education:

  • Since 1975 to present courses have been completed from the Appraisal Institute, McKissock and numerous other course providers

  • Appraisal Course Instructor for McKissock

  • AQB Certified National USPAP Instructor #10844

  • Mentor and Adjunct Professor of Novus Law School

  • Author of “Residential Market Analysis & Highest and Best Use”, published by Ashley Crown Publishing a division of Allied Publishing

  • Real Estate Broker – Owner of E-Value Properties

  • International Bar Member #1017242 – International Lawyer Member

Key points bolded for emphasis


Co-Author of "Residential Market Analysis & Highest and Best Use"


McKissock Education provides college level accredited appraisal courses in the State of California. We provide continuing education as well as basic education including USPAP.

Dr. Tosh is a certified USPAP instructor (#10844) and teaches courses all over the State of California and other states as well.


Dan Tosh is also a 10th degree blackbelt and owns

Tosh's Academy of Shorin-ryu Karate in Brentwood, California.











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